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NOT FOR PUBLICATION WITHOUT THE
APPROVAL OF THE APPELLATE DIVISION
This opinion shall not "constitute precedent or be binding upon any court." Although it is posted on the
internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3.
SUPERIOR COURT OF NEW JERSEY
APPELLATE DIVISION
DOCKET NO. A-4162-24
IN THE MATTER OF THE
ESTATE OF OLGA PARRIS,
deceased.
_________________________
Submitted September 17, 2026 – Decided October 8, 2026
Before Judges DeAlmeida and Augostini.
On appeal from the Superior Court of New Jersey,
Chancery Division, Hudson County, Docket No. C-
327104-23.
Mederos and Associates, LLC, attorneys for appellant
Yvonne C. Bolt (Ciro A. Mederos, on the briefs).
Norris McLaughlin, PA, attorneys for respondent
Jessica Walters (Nicholas A. Duston, of counsel;
Michael C. Townsend, on the brief).
PER CURIAM
In this probate matter, defendant Yvonne C. Bolt appeals from a July 11,
2025 order denying her motion to vacate default judgment entered on February
28, 2025. We affirm.
I.
Defendant was employed as decedent Olga Parris's caregiver during her
terminal illness. Shortly before decedent's death, defendant, acting as her
attorney-in-fact, wrote two checks to herself from decedent's Chase Bank
account transferring approximately $200,000: (1) check 1090 dated July 19,
2023, and (2) check 1092 dated July 28, 2023.
Decedent died intestate on August 5, 2023. Plaintiff Jessica Walters is
decedent's goddaughter and the payable-on-death (POD) beneficiary of
decedent's two bank accounts.
On December 18, 2023, plaintiff filed a verified complaint against
defendant alleging she improperly transferred monies from decedent's bank
accounts to herself in the weeks prior to decedent's death, thus depriving
plaintiff of those funds. Plaintiff sought verification of defendant's purported
authority under power of attorney, as well as an accounting of her actions while
acting in that capacity. On December 22, 2023, the court issued an order to
show cause with temporary restraints, preventing further transfers pending
verification of defendant's status as attorney-in-fact.
In January 2024, in lieu of filing an answer, defendant moved to dismiss
plaintiff's complaint. She argued plaintiff lacked standing to bring the claims in
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this action, relying on N.J.S.A. 46:2B-8.13. On February 23, 2024, the Chancery
Division denied defendant's motion to dismiss, finding plaintiff made a prima
facie showing of her status as a POD beneficiary.
Defendant acknowledges she did not file an answer to the complaint,
which was due on March 4, 2024. On October 24, 2024, plaintiff filed an
amended verified complaint, expanding the claims against defendant to include
conversion, waste, intentional interference, unjust enrichment, self-dealing, and
fraudulent concealment. Defendant's answer to the complaint was due on
December 9, 2024. She again did not file an answer or any type of response. 1
On December 13, 2024, plaintiff moved to enforce litigant's rights and for
entry of default judgment, or, alternatively, for summary judgment. During oral
argument on February 21, 2025, defendant's counsel acknowledged the court did
not have a filed answer but represented he had filed a cross-motion for leave to
file a late answer. No such cross-motion, however, had been served on opposing
counsel, nor did the court have a copy. The court declined to grant summary
judgment noting it was "premature" so long as the question of whether defendant
had filed an answer remained. On February 28, 2025, after confirming no cross-
1
Defendant's appendix contains an unfiled draft answer to the complaint, which
was not formally filed.
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motion or proposed answer had been filed, the court entered default judgment
against defendant in the amount of $109,600. The order also prohibited
defendant from opposing plaintiff's claims relating to checks 1090 and 1092
written by defendant from decedent's Chase Bank accounts. Defendant did not
appeal from the February 28, 2025 entry of default judgment or any prior
interlocutory orders.
On April 2, 2025, plaintiff served defendant with an information
subpoena. Shortly thereafter, plaintiff submitted writs of execution to the
Hudson County Sheriff directing execution on defendant's bank accounts.
On May 6, 2025, after collection efforts had begun, defendant filed a
motion to vacate the default judgment. On July 11, 2025, the court denied the
motion finding it untimely under Rule 4:50-2, and that defendant had not
established excusable neglect nor a meritorious defense. The court found
defendant's standing arguments had already been addressed in connection with
the February 2024 motion to dismiss.
On appeal, defendant reiterates the arguments she unsuccessfully
advanced before the court. She contends the court erred by finding plaintiff had
standing to recover the pre-death funds withdrawn from the POD accounts
because she was neither an heir nor the administrator of decedent's estate.
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Defendant also asserts it erred by denying the motion to vacate default judgment
because she had shown a meritorious defense based on this lack of standing.
II.
We address the only issue properly before us; namely, whether the court
abused its discretion in denying the motion to vacate default judgment pursuant
to Rule 4:50-1.2 "Rule 4:50-1 provides the mechanism by which a party may
obtain relief from a final judgment or order . . . ." F.B. v. A.L.G.,
176 N.J. 201,
207
(2003). The Rule identifies six categories upon which relief may be granted.
Such relief is "granted sparingly." F.B.,
176 N.J. at 207
(citing Pressler &
Verniero, Current N.J. Court Rules, cmt. 1.1 on R. 4:50-1 (2003)).
A court's decision under Rule 4:50-1 should be given "substantial
deference," and will not be reversed unless shown to be "a clear abuse of
discretion." U.S. Bank Nat'l Ass'n v. Guillaume,
209 N.J. 449, 467
(2012)
(citing DEG, LLC v. Twp. of Fairfield,
198 N.J. 242, 261
(2009)). An abuse of
discretion "arises when a decision is 'made without a rational explanation,
inexplicably departed from established policies, or rested on an impermissible
2
See R. 2:5-1(f)(2)(ii) (requiring the notice of appeal to designate the judgment
or order being appealed); see also W.H. Indus. Inc. v. Fundicao Balancins, Ltda,
397 N.J. Super. 455, 458-59
(App. Div. 2008) (finding a plaintiff was not
"entitled to review of [an] earlier order" when appeal was taken only from order
denying reconsideration).
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basis.'" Flagg v. Essex Cnty. Prosecutor,
171 N.J. 561, 571
(2002) (quoting
Achacoso-Sanchez v. Immigr. & Naturalization Serv.,
779 F.2d 1260, 1265
(7th
Cir. 1985)).
Here, the court properly applied the Rule 4:50-1 standard, "which governs
an applicant's motion for relief from default when the case has proceeded to
judgment." Guillaume,
209 N.J. at 466
. Defendant, relying on Marder v. Realty
Constr. Co.,
84 N.J. Super. 313, 319
(App. Div. 1964), argues "courts liberally
grant motions to vacate default judgments" and such motions are "viewed with
great liberality, and every reasonable ground for indulgence is tolerated to the
end that a just result is reached." While true, "[o]ur [Court] Rules prescribe a
two-step default process, and there is a significant difference between the
burdens imposed at each stage." Guillaume,
209 N.J. at 466
.
As the Supreme Court in Guillaume pointed out:
When nothing more than an entry of default pursuant
to Rule 4:43-1 has occurred, relief from that default
may be granted on a showing of good cause. Rule 4:43-
3; Pressler & Verniero, Current N.J. Court Rules, [cmt.]
on R. 4:43-3 (2012) (stating that "[t]he required good-
cause showing for setting aside an entry of default
pursuant to this rule is clearly a less stringent standard
than that imposed by R. 4:50-1 for setting aside a
default judgment").
When the matter has proceeded to the second
stage and the court has entered a default judgment
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pursuant to Rule 4:43-2, the party seeking to vacate the
judgment must meet the standard of Rule 4:50-1[.]
[Id. at 466-67 (second alteration in original).]
Rule 4:50-1 is "designed to reconcile the strong interests in finality of judgments
and judicial efficiency with the equitable notion that courts should have
authority to avoid an unjust result in any given case."
Id.
at 467 (citing Mancini
v. EDS,
132 N.J. 330, 334
(1993)).
Rule 4:50-2 requires a motion brought under Rule 4:50-1(a) for excusable
neglect to be filed within a "reasonable time . . . not more than one year after
the judgment [or] order . . . was entered." The court determined defendant's
motion to vacate was untimely. It explained what constitutes a reasonable time
is fact-specific based on the totality of the circumstances. The court found
defendant "made really no meaningful effort to challenge the default judgment
until [plaintiff] pursued her post-judgment collection by way of levies and
suggesting strategic delay." Defendant offered no significant explanation for
this delay. We discern no abuse in the court's finding in this regard.
Nonetheless, the court analyzed defendant's excusable neglect and
meritorious defense arguments, rejecting both. Defendant minimizes any
neglect, claiming her attorney "was actively engaged, filed multiple motions,
appeared at hearings, attempted to defend, even drafted a motion supported by
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a brief and other documents to amend the complaint out of time; however,
counsel's paralegal filed the wrong document." Yet, as the court explained:
[Defendant] received multiple warnings from the court
staff, including communications from . . . chambers,
[chambers administrative staff] and the staff attorney in
the Surrogate's Office . . . warning her that her cross-
motion was never properly filed. The [c]ourt scheduled
a case management conference to address that and
allow a correction to be made and no remedial action
was taken after two court staff and then finally [a] judge
told her what the problem was.
The court concluded the lack of proper diligence in attending to filing deadlines
does not equate with excusable neglect. Baumann, 95 N.J. at 394. Even
assuming a filing mistake was made in January 2025, defendant does not explain
the reasons for not responding timely to the amended complaint filed on October
24, 2024. The record supports defendant did not demonstrate excusable neglect.
Even if defendant's failure to answer was excusable, the court properly
concluded defendant's repeated standing arguments did not amount to a
meritorious defense. Defendant admitted she cashed the checks totaling
approximately $200,000 before decedent's death and offered "no defense to the
unlawful gifting of funds in violation of [N.J.S.A.] 46:2B-8.13[(a)]." On
February 23, 2024, the standing arguments were initially considered and
adjudicated in the context of defendant's motion to dismiss plaintiff's complaint,
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8
the result of which she did not appeal. On February 21, 2025, defendant
reiterated those arguments during oral argument, which led to the entry of
default judgment. Other than the standing arguments, defendant offered no
meritorious defense to plaintiff's claims. On this record, we see no basis to
disturb the court's disposition of defendant's motion to vacate default judgment.
Defendant's other claims are either not properly before us on appeal or
lack sufficient merit to warrant discussion in a written opinion. R. 2:11-
3(e)(1)(E).
Affirmed.
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